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The No Appraisal Refinance

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3 Neighborhood Demographics You Need to Consider Before Buying

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Loan Officers: Private Lender vs. Bank

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How to Negotiate Closing Costs

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Mortgage Industry Changes... Who Wins?

majesticloan.com

Why Millennials Still Have Difficulties Finding a Home

June 21, 2017Today the class that has the biggest impact on our economy is the millennial class. This group, roughly aged between 18 and 34 has replaced the so-called Baby Boomers as the ones that buy more things and spend more money. Baby boomers are retiring and saving their money. Yet the real estate industry has been keeping a keen eye on m .....

POSTED ON June 21, 2017
majesticloan.com

Buying or Refinancing Your Home This Summer? Tips for Success

June 20, 2017Summer’s here. That means schools are out, vacations are planned and the daily drill changes. One great big change is to buy a home and the summer months are the most popular for those buying a new home. It’s easier to make the switch when public schools are out for the summer and if moving to a new system the kids will be in their .....

POSTED ON June 20, 2017
majesticloan.com

Bad Credit and VA Loans

June 19, 2017The term “bad credit” is a relative one but in the eyes of a mortgage company, bad credit is associated with a three-digit credit score. A credit score can range from 300 to 850 with a higher score representing better credit. Borrowers who are VA eligible might be surprised to learn that the VA doesn’t require a certain minimum cre .....

POSTED ON June 19, 2017
majesticloan.com

Get the Lowest Interest Rates Without Overpaying

June 12, 2017You know that mortgage companies offer a variety of loan programs to meet various needs. The most common loans today are those underwritten to conventional guidelines. There are those eligible for a VA loan. The FHA mortgage is a good choice due to its low down payment requirement and relaxed credit guidelines. And each of these in .....

POSTED ON June 16, 2017
majesticloan.com

5 Tips for Buying a Rural Home

June 15, 2017Are you one of those who enjoy living in the country? Or, are you thinking of leaving the suburban life and want to buy a home in a rural or semi-rural area? You’re certainly not alone. In fact, around 15 percent of the United States population lives in what is referred to as “rural” areas. A rural area is defined by the United Sta .....

POSTED ON June 15, 2017
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