The No Appraisal Refinance
3 Neighborhood Demographics You Need to Consider Before Buying
Loan Officers: Private Lender vs. Bank
How to Negotiate Closing Costs
Mortgage Industry Changes... Who Wins?
VA Loans: Buying a Home with a Non-Veteran
June 6, 2017The VA home loan program just can’t be beat for someone wanting a home loan requiring as little cash at the closing table as possible. VA loans don’t require a down payment, certain closing costs are restricted and the veteran isn’t allowed to pay for them and there is no monthly mortgage insurance payment. When a couple buys a home .....POSTED ON June 6, 2017
What is CalHFA and How Can I Benefit From It?
June 5, 2017Have you heard of the CalHFA loan program? Unless you’re an approved mortgage lender you probably haven’t. The CalHFA loan program was developed by the California Housing Finance Agency which provides lending guidelines mortgage lenders follow to assist lower to middle income buyers buy and finance their very own home. While many of .....POSTED ON June 5, 2017
VA vs. FHA
June 2, 2017Of the three government-backed home loan programs of USDA, VA and FHA, it’s the VA and FHA that make up the majority of the group. They are considered government-backed because the loans carry with them an inherent loan guarantee. Should a government-backed loan ever go into default, which is relatively rare, the lender is compensat .....POSTED ON June 2, 2017
Self-Employed Refinance Tips
June 1, 2017When applying for a refinance self-employed borrowers are evaluated a bit differently compared to someone that receives a pay check from an employer on the 1st and 15th of every month. When lenders decide whether or not a borrower can afford to make the monthly payments they compare total monthly credit obligations, including the ne .....POSTED ON June 1, 2017
How to Buy Your First Home
May 31, 2017Ready to finally stop renting and buy your very first home? Current homeowners will tell you it was an exciting process to finally own their own place and quit sending their landlord rent money each month. And a pleasant surprise is that mortgage interest is actually tax deductible, reducing your annual income tax liability for thos .....POSTED ON May 31, 2017
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