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The No Appraisal Refinance

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3 Neighborhood Demographics You Need to Consider Before Buying

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Loan Officers: Private Lender vs. Bank

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How to Negotiate Closing Costs

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Mortgage Industry Changes... Who Wins?

majesticloan.com

How Refinancing Your Mortgage Can Lead to Home Upgrades

May 30, 2017Thinking of refinancing your mortgage? Maybe you just submitted your refinance application because you got a better rate or you’re switching in to a fixed rate loan from a variable one? During the process, have you also thought about making some home improvements along the way? While your loan is in process, talk to your loan office .....

POSTED ON May 31, 2017
majesticloan.com

How Can CalHFA Benefit Teachers?

May 26, 2017The California Housing Finance Agency provides guidelines for approved mortgage lenders to help first time home buyers and low to middle income buyers finance their home using a special program called the CalHFA home loan. The Agency doesn’t approve the loan but does purchase the approved CalHFA home loan from lenders. There are sev .....

POSTED ON May 31, 2017
majesticloan.com

Are Online Mortgage Approvals Safe?

May 25, 2017It was back in the late 1990s that online mortgage applications were first made available. Back then, borrowers had a choice between applying online, faxing or mailing an application or meeting with a loan officer face-to-face. It took some time however for consumers to get comfortable submitting an online mortgage application as th .....

POSTED ON May 31, 2017
majesticloan.com

VA Cash Out Refinance Guidelines for 2017

May 24, 2017There’s no doubt the VA home loan is one of the veteran’s most valuable benefits. Being eligible for a VA home loan means getting a mortgage that doesn’t require a down payment while still offering competitive interest rates. That means coming to the closing table with as little money as possible when buying a home and financing the .....

POSTED ON May 31, 2017
majesticloan.com

How to Find a Manufactured Home Lender and What to Look For

May 23, 2017Manufactured housing has come a long way over the past few decades. Originally tagged as “mobile homes” back in the 1930s, today’s manufactured home is built to rigid standards issued by the Department of Housing and Urban Development, or HUD. They are an excellent option for those wanting a lower cost home while still living in a q .....

POSTED ON May 31, 2017
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